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Canada TFSA Contribution Room Calculator 2026
Track 2026 TFSA contributions against the room available at the start of the year.
Use the calculator ↓Adjust the assumptions
Canada TFSA Contribution Room Calculator 2026
Track 2026 TFSA contributions against the room available at the start of the year.
Result
£0
View year-by-year breakdown ＋
| Year | Contributions | Growth | Balance |
|---|
Questions answered
What this calculator helps you work out
- How much TFSA room might I have left in 2026?
- Have my 2026 contributions exceeded my opening room?
- How much room from 2026 withdrawals may return in 2027?
Common questions
Canada TFSA Contribution Room Calculator 2026 FAQs
What is the 2026 TFSA dollar limit?＋
The Canada Revenue Agency lists the 2026 TFSA dollar limit as C$7,000.
Do withdrawals create room immediately?＋
No. Amounts withdrawn generally return as contribution room on 1 January of the following year.
Why can my room be more than C$7,000?＋
Unused room can carry forward, and qualifying withdrawals from earlier years can also be restored.
Go beyond the result
TFSA Contribution Room in 2026: Mistakes to Avoid
See a worked example, the trade-offs to consider and the assumptions that can change the answer.