Free financial calculator
House Deposit / Down Payment Calculator
Work out a home deposit target and a possible saving timeline.
Use the calculator ↓Adjust the assumptions
House Deposit / Down Payment Calculator
Work out a home deposit target and a possible saving timeline.
Result
£0
View year-by-year breakdown ＋
| Year | Contributions | Growth | Balance |
|---|
Questions answered
What this calculator helps you work out
- How much deposit or down payment will I need?
- How long could it take to save the target amount?
- What mortgage or home loan would remain after the deposit?
Common questions
House Deposit / Down Payment Calculator FAQs
Are buying costs included?＋
No. Consider adding legal, inspection, valuation, moving, tax and lender costs to your target separately.
Does a larger deposit reduce the mortgage?＋
Yes. A larger upfront contribution generally means a smaller loan, although lender pricing and eligibility vary.
Can I use this in any country?＋
Yes. The calculation is currency-neutral and uses your selected currency, but local lending rules are not modelled.