Free financial calculator

Net Worth Calculator

Create a simple personal balance sheet from assets minus debts.

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Adjust the assumptions

Net Worth Calculator

Create a simple personal balance sheet from assets minus debts.

Figures are estimates. You can adjust every assumption.

Result

£0

View year-by-year breakdown
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Questions answered

What this calculator helps you work out

  • What is my estimated net worth?
  • How much of my net worth is liquid?
  • How large are my debts compared with my assets?

Common questions

Net Worth Calculator FAQs

What should count as an asset?

Common assets include cash, savings, investments, retirement accounts, home equity, vehicles and valuable personal property.

What should count as a debt?

Include mortgages, credit cards, personal loans, student loans, car finance and any other money owed.

Why calculate liquid net worth?

Liquid net worth focuses on money that may be easier to access, which can be more relevant for resilience than total wealth on paper.

Go beyond the result

How to Calculate Your Net Worth Without Overcomplicating It

See a worked example, the trade-offs to consider and the assumptions that can change the answer.

Read the guide