Free financial calculator
Net Worth Calculator
Create a simple personal balance sheet from assets minus debts.
Use the calculator ↓Adjust the assumptions
Net Worth Calculator
Create a simple personal balance sheet from assets minus debts.
Result
£0
View year-by-year breakdown +
| Year | Contributions | Growth | Balance |
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Questions answered
What this calculator helps you work out
- What is my estimated net worth?
- How much of my net worth is liquid?
- How large are my debts compared with my assets?
Common questions
Net Worth Calculator FAQs
What should count as an asset?+
Common assets include cash, savings, investments, retirement accounts, home equity, vehicles and valuable personal property.
What should count as a debt?+
Include mortgages, credit cards, personal loans, student loans, car finance and any other money owed.
Why calculate liquid net worth?+
Liquid net worth focuses on money that may be easier to access, which can be more relevant for resilience than total wealth on paper.
Go beyond the result
How to Calculate Your Net Worth Without Overcomplicating It
See a worked example, the trade-offs to consider and the assumptions that can change the answer.