New Zealand calculator
New Zealand KiwiSaver Calculator 2026
Estimate KiwiSaver contributions and long-term growth under the 2026 settings.
Use the calculator ↓Adjust the assumptions
New Zealand KiwiSaver Calculator 2026
Estimate KiwiSaver contributions and long-term growth under the 2026 settings.
Result
£0
View year-by-year breakdown ＋
| Year | Contributions | Growth | Balance |
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Questions answered
What this calculator helps you work out
- How much might I and my employer contribute to KiwiSaver?
- Could I receive the maximum government contribution?
- What might the account grow to under the selected assumptions?
Common questions
New Zealand KiwiSaver Calculator 2026 FAQs
What is the default KiwiSaver rate in 2026?＋
Inland Revenue states that the default employee rate and minimum matching employer rate increased to 3.5% from 1 April 2026.
What is the maximum government contribution?＋
For eligible members it is up to NZ$260.72 a year, requiring NZ$1,042.86 of member contributions for the full amount.
Does everyone receive the government contribution?＋
No. Eligibility includes age, residence and income conditions; taxable income above NZ$180,000 does not qualify.