Free financial calculator
Rent Affordability Calculator
See whether a rent amount leaves enough room for your full monthly life—not only the rent payment.
Use the calculator ↓Adjust the assumptions
Rent Affordability Calculator
See whether a rent amount leaves enough room for your full monthly life—not only the rent payment.
Result
£0
View year-by-year breakdown ＋
| Year | Contributions | Growth | Balance |
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Questions answered
What this calculator helps you work out
- How much rent can I afford after bills?
- Is this apartment affordable on my take-home income?
- What share of income is rent plus utilities?
Common questions
Rent Affordability Calculator FAQs
Should I include utilities?＋
Yes. The housing share is more useful when it includes unavoidable utilities and renters insurance.
What rent percentage is affordable?＋
There is no universal safe percentage. The key test is whether the full budget leaves room for saving, variable costs and surprises.
Can I use gross income?＋
Use take-home income for a personal budget, because that is the money available to pay bills.
Go beyond the result
How Much Rent Can I Afford After Bills?
See a worked example, the trade-offs to consider and the assumptions that can change the answer.