Free financial calculator

Retirement Withdrawal Calculator

Estimate how long a retirement pot could support inflation-linked withdrawals.

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Adjust the assumptions

Retirement Withdrawal Calculator

Estimate how long a retirement pot could support inflation-linked withdrawals.

Figures are estimates. You can adjust every assumption.

Result

£0

View year-by-year breakdown
YearContributionsGrowthBalance

Questions answered

What this calculator helps you work out

  • Could my retirement pot last for the selected period?
  • When might the pot run out?
  • How much could be withdrawn in total?

Common questions

Retirement Withdrawal Calculator FAQs

What is sequence-of-returns risk?

Poor returns early in retirement can have a greater effect when withdrawals are being made. This smooth-return model does not capture that risk.

Does this include State Pension?

No. Add only the withdrawal required from the entered pot.

Is a 4% withdrawal always safe?

No withdrawal rate is guaranteed for every horizon or market path.