United Kingdom calculator

UK ISA Allowance Calculator 2026/27

Track adult ISA subscriptions against the UK allowance for 6 April 2026 to 5 April 2027.

Use the calculator

Adjust the assumptions

UK ISA Allowance Calculator 2026/27

Track adult ISA subscriptions against the UK allowance for 6 April 2026 to 5 April 2027.

Figures are estimates. You can adjust every assumption.

Result

£0

View year-by-year breakdown
YearContributionsGrowthBalance

Questions answered

What this calculator helps you work out

  • How much of my 2026/27 ISA allowance remains?
  • Do my subscriptions exceed the overall £20,000 limit?
  • How much Lifetime ISA room remains within the overall allowance?

Common questions

UK ISA Allowance Calculator 2026/27 FAQs

What is the ISA allowance for 2026/27?

The overall adult ISA subscription limit is £20,000 for the 2026/27 tax year.

Does a Lifetime ISA use the main ISA allowance?

Yes. Up to £4,000 can go into a Lifetime ISA and that amount counts within the £20,000 overall limit.

Is the Junior ISA allowance included?

No. Junior ISAs have a separate £9,000 limit for 2026/27 and are not part of this adult calculator.

Go beyond the result

How the UK ISA Allowance Works in 2026/27

See a worked example, the trade-offs to consider and the assumptions that can change the answer.

Read the guide