United States calculator
US 401(k) Employer Match Calculator 2026
Estimate how much employer matching your 401(k) contribution could receive in 2026.
Use the calculator ↓Adjust the assumptions
US 401(k) Employer Match Calculator 2026
Estimate how much employer matching your 401(k) contribution could receive in 2026.
Result
£0
View year-by-year breakdown ＋
| Year | Contributions | Growth | Balance |
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Questions answered
What this calculator helps you work out
- How much employer 401(k) match could I receive?
- What employee contribution may be needed for the full match?
- How much 2026 elective-deferral room remains?
Common questions
US 401(k) Employer Match Calculator 2026 FAQs
What is the regular 401(k) employee limit for 2026?＋
The IRS lists a $24,500 elective-deferral limit for traditional and safe-harbor 401(k) plans.
What are the 2026 catch-up limits?＋
The general age-50 catch-up is $8,000, while ages 60 to 63 may use the higher $11,250 catch-up where permitted.
Is employer matching included in the employee limit?＋
Employer matching is not part of the employee elective-deferral limit, but it is relevant to the separate overall annual-additions limit.
Go beyond the result
How Much 401(k) Employer Match Are You Leaving Unclaimed?
See a worked example, the trade-offs to consider and the assumptions that can change the answer.